:root{--ink:#20191b;--navy:#d91f3d;--cream:#fff5f6;--paper:#fff;--orange:#d91f3d;--muted:#69716b;--line:#f0dfe3;--white:#fff;--serif:Georgia,'Times New Roman',serif;--sans:'DM Sans',Arial,sans-serif;--display:'Manrope',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;-webkit-font-smoothing:antialiased}a{color:inherit}img{display:block;max-width:100%}.wrap{width:min(1170px,calc(100% - 64px));margin:auto}.topbar{height:82px;padding:0 max(32px,calc((100vw - 1170px)/2));display:flex;align-items:center;justify-content:space-between;background:rgba(251,251,248,.94);position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(23,33,31,.07);backdrop-filter:blur(12px)}.brand{display:flex;align-items:center;gap:8px;text-decoration:none;font:800 27px var(--display);letter-spacing:-1.8px}.brand img{height:38px;width:38px;object-fit:contain;border-radius:50%}.brand-dot{color:var(--orange)}.nav{display:flex;align-items:center;gap:32px}.nav>a:not(.nav-cta){text-decoration:none;font-size:13px;color:#434d49;transition:color .2s}.nav>a:hover{color:var(--orange)}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:13px;text-decoration:none;font-weight:600;font-size:13px;border-radius:3px;transition:transform .2s,background .2s}.nav-cta{background:var(--navy);color:white;padding:14px 18px}.nav-cta svg,.button svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.7}.nav-cta:hover,.button:hover{transform:translateY(-2px)}.menu-toggle{display:none;background:none;border:0}.menu-toggle svg{width:25px;stroke:currentColor;stroke-width:1.8;fill:none}.hero{min-height:570px;display:grid;grid-template-columns:1fr 1.03fr;gap:7%;align-items:center;padding-top:55px;padding-bottom:68px}.eyebrow{font-size:10px;letter-spacing:1.8px;font-weight:700;color:#727c72}.eyebrow-dot{display:inline-block;background:var(--orange);width:7px;height:7px;border-radius:50%;margin:0 7px 1px 0}.hero h1,.section h2,.options-copy h2,.contact-copy h2{font:500 clamp(44px,5vw,66px)/1.08 var(--display);letter-spacing:-3.9px;margin:23px 0}.hero h1 em,.section h2 em,.options-copy h2 em,.contact-copy h2 em,.quote-inner em{font-family:var(--serif);font-weight:400;letter-spacing:-2px;color:#b66a49}.hero-lead{max-width:465px;color:#59645e;font-size:15px;line-height:1.8}.hero-actions{display:flex;align-items:center;gap:25px;margin-top:28px}.button{padding:16px 20px;min-height:52px}.button-dark{background:var(--navy);color:white}.text-link{font-size:12px;text-decoration:none;color:#42504a}.text-link span{color:var(--orange);margin-left:6px}.hero-trust{display:flex;align-items:center;gap:12px;margin-top:42px;color:#69736d;font-size:11px;line-height:1.6}.hero-trust b{font-size:12px;color:var(--ink);font-weight:600}.trust-icon{width:39px;height:39px;border:1px solid var(--line);border-radius:50%;display:grid;place-items:center}.trust-icon svg{width:19px;stroke:var(--navy);fill:none;stroke-width:1.5}.hero-visual{height:424px;position:relative;margin-right:10px}.hero-visual>img{height:100%;width:100%;object-fit:cover;object-position:center 48%;border-radius:2px}.photo-note{position:absolute;left:-36px;bottom:25px;background:#fff;padding:15px 18px;display:flex;align-items:center;gap:12px;box-shadow:0 8px 28px #16211c18;color:#798078;font-size:11px;line-height:1.6}.photo-note strong{color:var(--ink);font-weight:600}.note-icon{width:34px;height:34px;border-radius:50%;background:#f1eee6;display:grid;place-items:center}.note-icon svg{width:19px;fill:none;stroke:#b66a49;stroke-width:1.6}.hero-stamp{position:absolute;right:-30px;top:23px;background:#d9865d;color:white;padding:18px 19px;font:15px/1.4 var(--serif);transform:rotate(4deg);box-shadow:0 5px 15px #2222}.hero-stamp span{display:block;font:22px var(--sans);text-align:right}.ticker{overflow:hidden;background:#e8ebe4;padding:18px 0;color:#45534d}.ticker-inner{width:100%;display:flex;align-items:center;justify-content:space-around;gap:24px;white-space:nowrap;font:14px var(--serif)}.ticker i{color:#bd7351;font-size:14px;font-style:normal}.section{padding-top:112px;padding-bottom:110px}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:50px;margin-bottom:56px}.section-heading h2,.about-copy h2,.faq-section h2{font-size:48px;line-height:1.12;margin:16px 0 0;letter-spacing:-2.7px}.section-heading>p{max-width:370px;color:#68716a;line-height:1.8;font-size:14px;margin:0 0 5px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.step-card{position:relative;padding:35px 38px 35px 5px;min-height:245px}.step-card+.step-card{border-left:1px solid var(--line);padding-left:35px}.step-number{position:absolute;right:30px;top:32px;color:#969d96;font-size:11px;letter-spacing:1px}.line-icon svg{width:38px;height:38px;fill:none;stroke:#b66a49;stroke-width:1.3;stroke-linecap:round;stroke-linejoin:round}.step-card h3{font:600 19px var(--display);letter-spacing:-.5px;margin:24px 0 10px}.step-card p{max-width:300px;color:#69736d;font-size:13px;line-height:1.8;margin:0}.small-print{font-size:11px;color:#7c827c;margin:17px 0 0}.options-section{background:var(--navy);color:#f6f3e9;padding:105px 0}.options-layout{display:grid;grid-template-columns:1fr .86fr;gap:10%;align-items:center}.light-eyebrow{color:#bbc5ba}.options-copy h2,.contact-copy h2{font-size:48px;letter-spacing:-2.8px;margin:17px 0}.options-copy h2 em,.contact-copy h2 em{color:#e1a17d}.options-copy>p,.contact-copy>p{color:#c1c9c0;line-height:1.8;font-size:14px;max-width:455px}.option-list{margin:31px 0 33px;border-top:1px solid #ffffff2c}.option-list>div{display:flex;gap:15px;padding:15px 0;border-bottom:1px solid #ffffff2c;align-items:flex-start}.option-symbol{color:#dfa17c;font-size:18px}.option-list b,.option-list small{display:block}.option-list b{font-weight:500;font-size:13px}.option-list small{font-size:11px;color:#b9c2b8;margin-top:5px;line-height:1.5}.button-cream{color:var(--navy);background:#f5f0e4}.options-image{height:440px;position:relative}.options-image img{width:100%;height:100%;object-fit:cover;object-position:50% 45%;filter:saturate(.78)}.image-caption{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,#182b29e8);padding:64px 22px 20px;color:white}.image-caption span{font-size:9px;letter-spacing:1.5px;color:#eac3a9}.image-caption p{font:19px/1.4 var(--serif);margin:8px 0 0}.about-section{display:grid;grid-template-columns: .9fr 1fr;align-items:center;gap:11%;padding-top:125px;padding-bottom:120px}.about-graphic{height:370px;position:relative;display:grid;place-items:center}.orbit{position:absolute;border:1px solid #dfe2da;border-radius:50%}.orbit-one{width:300px;height:300px}.orbit-two{width:220px;height:220px;border-style:dashed}.about-center{width:130px;height:130px;border-radius:50%;background:white;box-shadow:0 15px 50px #1c332515;display:flex;flex-direction:column;align-items:center;justify-content:center;font:800 24px var(--display);letter-spacing:-1px}.about-center img{width:58px;height:58px;object-fit:contain;border-radius:50%}.orbit-label{position:absolute;background:var(--paper);padding:8px 12px;font-size:11px;color:#647067}.label-a{top:32px;left:50%}.label-b{right:4px;top:52%}.label-c{bottom:31px;left:21%}.about-copy h2{margin:17px 0 22px}.about-copy>p{color:#69736d;font-size:14px;line-height:1.85}.about-copy>p b{color:var(--ink)}.not-a-bank{display:flex;gap:12px;align-items:flex-start;background:#efefe8;padding:16px;margin-top:26px;color:#59635c;font-size:12px;line-height:1.7}.not-a-bank svg{width:22px;min-width:22px;stroke:#b66a49;fill:none;stroke-width:1.5}.not-a-bank b{color:var(--ink)}.quote-band{background:#efe7dc;padding:60px 0}.quote-inner{position:relative}.quote-mark{font:88px/.7 var(--serif);color:#c47d5e}.quote-inner blockquote{font:28px/1.4 var(--serif);letter-spacing:-.4px;margin:14px 0 0 56px}.quote-inner em{color:#b66a49}.quote-side{position:absolute;right:0;bottom:8px;font-size:9px;letter-spacing:1.4px;color:#77776c}.faq-section{padding-top:110px;padding-bottom:115px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{list-style:none;cursor:pointer;padding:22px 5px;font:600 16px var(--display);display:flex;align-items:center;justify-content:space-between}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:#b66a49;font-size:22px;font-weight:400;transition:transform .2s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{max-width:690px;color:#68716a;font-size:13px;line-height:1.8;margin:0;padding:0 0 23px}.contact-section{background:#1d3331;color:#f5f3e9;padding:100px 0}.contact-layout{display:grid;grid-template-columns:.88fr 1fr;gap:13%}.contact-copy h2{font-size:48px}.contact-copy>p{max-width:390px}.contact-email{display:inline-block;margin-top:28px;color:#f1bd9a;font:18px var(--serif);text-decoration:none;border-bottom:1px solid #f1bd9a66;padding-bottom:7px}.contact-email span{font:14px var(--sans);margin-left:8px}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:19px 16px}.contact-form>label{display:block;color:#d7ded4;font-size:11px}.contact-form>label:nth-child(3),.contact-form>label:nth-child(4),.contact-form .consent,.submit-button,.form-note{grid-column:1/-1}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{width:100%;margin-top:9px;border:1px solid #ffffff45;border-radius:2px;background:#ffffff0a;color:#fff;font:13px var(--sans);padding:13px 12px;outline:none}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:#e1a17d}.contact-form input::placeholder,.contact-form textarea::placeholder{color:#aebbb1}.contact-form select{color:#bdc8bf}.contact-form select option{color:#152321;background:white}.contact-form textarea{resize:vertical}.contact-form .consent{display:flex;gap:9px;align-items:flex-start;font-size:10px;line-height:1.7;color:#c5cec5}.consent input{margin:2px 0 0;accent-color:#d9865d}.consent a{color:#f1bd9a}.submit-button{border:0;justify-self:start;cursor:pointer}.form-note{font-size:10px;color:#aab8ae;margin:-8px 0 0}.footer{background:#f0f0e9;padding:36px 0 25px}.footer-top{display:flex;align-items:center;border-bottom:1px solid #d9dbd3;padding-bottom:28px}.footer-brand img{width:34px;height:34px}.footer-top p{font-size:11px;line-height:1.6;color:#737a72;margin-left:25px}.back-top{margin-left:auto;font-size:11px;text-decoration:none;color:#5f6c64}.footer-bottom{padding-top:21px;display:grid;grid-template-columns:1fr auto;gap:14px 30px}.legal-links{display:flex;gap:21px;flex-wrap:wrap}.legal-links a{font-size:10px;color:#4f5b53;text-decoration:none}.company{text-align:right;font-size:9px;line-height:1.7;color:#68716a;margin:0}.legal-disclaimer{grid-column:1/-1;margin:0;color:#858b83;font-size:9px;line-height:1.6}@media(min-width:1500px){.wrap{width:min(1280px,calc(100% - 100px))}.hero{min-height:660px}.hero-visual{height:490px}.hero h1{font-size:76px}}@media(max-width:900px){.wrap{width:calc(100% - 48px)}.topbar{height:72px;padding:0 24px}.nav{gap:17px}.nav>a:not(.nav-cta){font-size:12px}.nav-cta{padding:12px;font-size:11px}.hero{gap:5%;min-height:510px}.hero-visual{height:365px;margin-right:8px}.hero h1{font-size:51px}.hero-lead{font-size:14px}.hero-stamp{right:-14px}.section{padding:85px 0}.options-section{padding:85px 0}.options-layout{gap:6%;grid-template-columns:1fr .86fr}.options-image{height:400px}.about-section{gap:6%;padding:90px 0}.about-graphic{transform:scale(.9)}.section-heading h2,.about-copy h2,.faq-section h2,.options-copy h2,.contact-copy h2{font-size:42px}.contact-layout{gap:8%}.footer-bottom{grid-template-columns:1fr}.company{text-align:left}.legal-disclaimer{grid-column:auto}}@media(max-width:680px){html{scroll-padding-top:72px}.wrap{width:calc(100% - 40px)}.topbar{height:68px;padding:0 20px}.brand{font-size:24px}.brand img{height:34px;width:34px}.menu-toggle{display:block;z-index:2;cursor:pointer}.nav{display:none;position:absolute;top:67px;left:0;right:0;background:var(--paper);padding:15px 20px 23px;box-shadow:0 15px 20px #101b1717;align-items:stretch;flex-direction:column;gap:0}.nav.open{display:flex}.nav>a:not(.nav-cta){font-size:14px;padding:14px 0;border-bottom:1px solid var(--line)}.nav-cta{margin-top:15px;padding:15px;font-size:13px}.hero{display:flex;flex-direction:column;align-items:stretch;padding-top:42px;padding-bottom:54px;gap:34px}.hero h1{font-size:clamp(46px,12vw,58px);letter-spacing:-3px;margin:18px 0}.hero-lead{font-size:14px;line-height:1.75}.hero-actions{gap:17px;flex-wrap:wrap}.button{padding:15px 16px;font-size:12px;min-height:48px}.text-link{font-size:11px}.hero-trust{margin-top:27px}.hero-visual{height:min(82vw,390px);margin:0 9px 0 0}.photo-note{left:-10px;bottom:14px;padding:11px 13px}.hero-stamp{right:-8px;top:15px;font-size:13px;padding:13px}.ticker{padding:14px 0}.ticker-inner{justify-content:flex-start;padding-left:20px;gap:23px;font-size:13px}.section{padding:74px 0}.section-heading{display:block;margin-bottom:32px}.section-heading h2,.about-copy h2,.faq-section h2{font-size:39px;letter-spacing:-2px}.section-heading>p{font-size:13px;margin-top:20px}.steps-grid{grid-template-columns:1fr}.step-card,.step-card+.step-card{padding:25px 5px 25px 0;min-height:auto;border-left:0;border-bottom:1px solid var(--line)}.step-card:last-child{border-bottom:0}.step-number{right:8px;top:28px}.step-card h3{margin:17px 0 7px}.step-card p{font-size:12px}.small-print{line-height:1.6}.options-section{padding:75px 0}.options-layout{grid-template-columns:1fr;gap:35px}.options-copy h2,.contact-copy h2{font-size:40px;letter-spacing:-2px}.options-copy>p,.contact-copy>p{font-size:13px}.options-image{height:320px}.option-list{margin:25px 0}.option-list b{font-size:12px}.option-list small{font-size:10px}.about-section{display:flex;flex-direction:column;gap:25px;padding:70px 0}.about-graphic{height:270px;width:100%;transform:scale(.84);margin:-18px 0}.orbit-one{width:270px;height:270px}.orbit-two{width:200px;height:200px}.about-copy>p{font-size:13px}.quote-band{padding:42px 0}.quote-inner blockquote{margin:10px 0 0 28px;font-size:21px}.quote-mark{font-size:65px}.quote-side{position:static;display:block;text-align:right;margin-top:19px;font-size:8px}.faq-section{padding:75px 0}.faq-list summary{font-size:14px;padding:19px 2px}.faq-list details p{font-size:12px}.contact-section{padding:72px 0}.contact-layout{grid-template-columns:1fr;gap:34px}.contact-copy h2{margin-bottom:14px}.contact-email{font-size:16px;margin-top:19px}.contact-form{gap:16px 12px}.contact-form>label{font-size:10px}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{padding:12px 10px}.footer{padding:29px 0 22px}.footer-top{flex-wrap:wrap}.footer-top p{margin-left:14px}.back-top{font-size:10px}.footer-bottom{gap:17px}.legal-links{gap:13px 17px}.legal-links a{font-size:10px}.company{font-size:9px}.legal-disclaimer{font-size:9px}}@media(max-width:390px){.wrap{width:calc(100% - 32px)}.hero h1{font-size:44px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-visual{height:285px}.section-heading h2,.about-copy h2,.faq-section h2{font-size:35px}.contact-form{grid-template-columns:1fr}.contact-form>label,.contact-form>label:nth-child(3),.contact-form>label:nth-child(4),.contact-form .consent,.submit-button,.form-note{grid-column:1}.footer-top p{font-size:10px}}@media(min-width:1600px){body{font-size:18px}.nav a{font-size:15px}}

/* Interactividad y datos en vivo */
.live-band{background:#eeefe9;border-bottom:1px solid #e1e3da}.live-inner{min-height:82px;display:flex;align-items:center;gap:35px}.live-label{display:flex;align-items:center;gap:10px;font:600 13px var(--display);margin-right:auto}.live-pulse{height:9px;width:9px;border-radius:50%;background:#52a176;box-shadow:0 0 0 5px #52a17620;position:relative}.live-pulse:after{content:"";position:absolute;inset:-5px;border-radius:50%;border:1px solid #52a176;animation:pulse 1.8s infinite}@keyframes pulse{0%{transform:scale(.65);opacity:.9}100%{transform:scale(1.55);opacity:0}}.live-stat{display:flex;align-items:baseline;gap:8px}.live-stat strong{font:700 23px var(--display);letter-spacing:-1px;color:#24433b;font-variant-numeric:tabular-nums}.live-stat span{font-size:11px;color:#606b63}.live-disclaimer{max-width:135px;font-size:9px;line-height:1.5;color:#8b9189}.tool-section{background:#f1f0e9}.planner-card{display:grid;grid-template-columns:1fr .88fr;background:#fff;border:1px solid #e2e3dc;box-shadow:0 18px 50px #182b290b}.planner-fields{padding:35px 38px;display:grid;grid-template-columns:1fr 1fr;gap:20px 18px}.planner-fields label{position:relative;display:flex;flex-direction:column;gap:9px;font-size:11px;font-weight:600;color:#46534c}.planner-fields label:last-of-type{grid-column:1/-1}.planner-fields label>span{position:absolute;right:12px;top:35px;color:#92998f;font-size:12px}.planner-fields input{width:100%;height:45px;border:1px solid #dfe1d9;border-radius:2px;background:#fbfbf8;color:#1a2923;padding:0 40px 0 12px;font:14px var(--sans);outline:none}.planner-fields input:focus{border-color:#b76d4f;box-shadow:0 0 0 3px #b76d4f18}.planner-fields input::placeholder{color:#a1a69e;font-size:11px}.planner-note{grid-column:1/-1;margin:0;color:#858c84;font-size:10px;line-height:1.6}.planner-result{padding:35px 35px 30px;background:#223b35;color:#f7f5ec;display:flex;flex-direction:column;justify-content:center}.result-head{display:flex;align-items:center;gap:11px;color:#d3dbd2;font-size:11px;letter-spacing:.2px}.result-icon{width:34px;height:34px;border-radius:50%;background:#ffffff12;display:grid;place-items:center}.result-icon svg{width:18px;fill:none;stroke:#e3a780;stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round}.result-amount{font:600 clamp(25px,3vw,38px)/1.2 var(--display);letter-spacing:-1.7px;margin:20px 0 8px;font-variant-numeric:tabular-nums}.planner-result>p{margin:0;color:#c2ccc2;font-size:11px;line-height:1.7;min-height:38px}.budget-graphic{margin-top:23px}.budget-track{height:7px;background:#ffffff20;border-radius:10px;overflow:hidden}.budget-track span{display:block;width:0;height:100%;background:#dfa07c;border-radius:10px;transition:width .3s}.budget-legend{margin-top:9px;display:flex;justify-content:space-between;color:#c4cec4;font-size:9px}.budget-legend i{width:7px;height:7px;display:inline-block;background:#dfa07c;border-radius:50%;margin-right:6px}.result-link{margin-top:25px;padding-top:16px;border-top:1px solid #ffffff25;color:#f2c19f;text-decoration:none;font-size:11px}.result-link span{float:right;font-size:15px}.planner-disclaimer{font-size:10px;color:#777f76;line-height:1.7;margin:15px 0 0}.prep-section{background:#fff;padding:95px 0}.prep-layout{display:grid;grid-template-columns:.82fr 1fr;gap:9%;align-items:center}.prep-image{height:510px;position:relative}.prep-image img{width:100%;height:100%;object-fit:cover;object-position:center 40%}.prep-image>span{position:absolute;left:0;bottom:0;background:#1d3331;color:#f4f1e8;padding:13px 16px;font-size:9px;letter-spacing:1.3px}.prep-copy h2{font:500 46px/1.12 var(--display);letter-spacing:-2.5px;margin:17px 0}.prep-copy h2 em{font:400 46px var(--serif);color:#b66a49}.prep-copy>p{font-size:13px;line-height:1.8;color:#69736d;max-width:440px}.prep-checks{margin-top:23px;border-top:1px solid var(--line)}.prep-checks label{display:flex;gap:13px;padding:14px 0;border-bottom:1px solid var(--line);cursor:pointer;align-items:flex-start}.prep-checks input{appearance:none;flex:0 0 18px;width:18px;height:18px;border:1px solid #c5cbc1;border-radius:50%;margin:0;position:relative;cursor:pointer}.prep-checks input:checked{background:#24433b;border-color:#24433b}.prep-checks input:checked:after{content:"✓";position:absolute;inset:0;color:white;font:12px/17px var(--sans);text-align:center}.prep-checks b,.prep-checks small{display:block}.prep-checks b{font-size:12px;font-weight:600;color:#2b3731}.prep-checks small{font-size:10px;line-height:1.55;color:#788078;margin-top:4px}.prep-checks label:has(input:checked) b{color:#849087;text-decoration:line-through}.prep-footnote{font-size:9px!important;color:#92988f!important;margin-top:13px}
@media(max-width:900px){.live-inner{gap:18px}.prep-layout{gap:6%}.prep-image{height:440px}.planner-fields{padding:28px 24px}.planner-result{padding:28px 24px}}
@media(max-width:680px){.live-inner{min-height:74px;gap:12px;flex-wrap:wrap;padding:13px 0}.live-label{width:100%;margin:0;font-size:11px}.live-stat{gap:5px}.live-stat strong{font-size:19px}.live-stat span{font-size:9px}.live-disclaimer{margin-left:auto;font-size:8px;max-width:100px}.planner-card{grid-template-columns:1fr}.planner-fields{padding:25px 20px;gap:15px 12px}.planner-fields input{font-size:13px}.planner-result{padding:26px 20px}.result-amount{font-size:31px}.prep-section{padding:70px 0}.prep-layout{grid-template-columns:1fr;gap:30px}.prep-image{height:min(110vw,430px);max-height:430px}.prep-copy h2,.prep-copy h2 em{font-size:39px}.prep-checks label{padding:12px 0}}
@media(max-width:390px){.live-inner{gap:10px}.live-stat{gap:4px}.live-stat strong{font-size:17px}.live-stat span{font-size:8px}.live-disclaimer{max-width:87px}.planner-fields{grid-template-columns:1fr}.planner-fields label:last-of-type{grid-column:1}}
@media(prefers-reduced-motion:reduce){.live-pulse:after{animation:none}.planner-fields input,.budget-track span{transition:none}}

/* Nuba visual refresh — signature red, clean white, bold rounded details */
body{background:#fff;color:#20191b}
.topbar{background:rgba(255,255,255,.96);border-bottom-color:#f4e8ea;box-shadow:0 5px 25px rgba(110,17,35,.025)}
.brand{gap:10px}.brand img{height:38px;width:38px;border-radius:10px}.brand-dot{color:#e31d3b}
.nav>a:not(.nav-cta){color:#4c4446}.nav>a:hover{color:#d91f3d}
.nav-cta,.button{border-radius:999px}.nav-cta{background:#d91f3d;padding:13px 19px}.nav-cta:hover,.button-dark:hover{background:#b91430}
.menu-toggle{border-radius:11px;width:42px;height:42px;background:#fff0f2}.menu-toggle svg{stroke:#c71834}
.hero{padding-top:64px;padding-bottom:78px}.eyebrow{color:#887a7e}.eyebrow-dot{background:#df1e3b}.hero h1{letter-spacing:-4px}.hero h1 em,.section h2 em,.options-copy h2 em,.contact-copy h2 em,.quote-inner em{color:#d91f3d}
.button-dark{background:#d91f3d}.hero-visual>img{border-radius:20px}.photo-note{border-radius:12px;box-shadow:0 15px 38px rgba(80,10,26,.12)}.note-icon{background:#fff0f2}.note-icon svg{stroke:#d91f3d}.hero-stamp{background:#d91f3d;border-radius:12px;transform:rotate(3deg)}
.ticker{background:#fff0f2;color:#5c2934}.ticker i{color:#d91f3d}.live-band{background:#fff;border-bottom-color:#f0e4e6}.live-pulse{background:#d91f3d;box-shadow:0 0 0 5px #d91f3d18}.live-pulse:after{border-color:#d91f3d}.live-stat strong{color:#d91f3d}
.section-heading h2,.about-copy h2,.faq-section h2{color:#20191b}.steps-grid{gap:14px;border:0}.step-card,.step-card+.step-card{border:1px solid #f1e3e6!important;border-radius:16px;background:#fff;padding:30px!important;box-shadow:0 12px 35px rgba(90,12,29,.045);min-height:250px}.step-number{right:22px;top:24px;color:#c7aeb4}.line-icon svg{stroke:#d91f3d}.small-print{color:#817579}
.tool-section{background:#fff8f8}.planner-card{border:1px solid #f2dfe3;border-radius:20px;overflow:hidden;box-shadow:0 20px 60px rgba(116,17,38,.08)}.planner-fields input{border-radius:9px}.planner-fields input:focus{border-color:#d91f3d;box-shadow:0 0 0 3px #d91f3d14}.planner-result{background:#d91f3d}.result-icon svg{stroke:#fff}.budget-track{background:#ffffff38}.budget-track span{background:#fff}.budget-legend i{background:white}.result-link{color:#fff;border-color:#ffffff50}
.options-section{background:#d91f3d}.options-copy h2 em{color:#ffe0e4}.light-eyebrow{color:#ffe3e6}.options-image{border-radius:20px;overflow:hidden}.options-image img{filter:saturate(.83)}.image-caption{background:linear-gradient(transparent,#701022e8)}.image-caption span{color:#ffe0e4}.button-cream{background:white;color:#c71834;border-radius:999px}.button-cream:hover{background:#fff0f2}
.prep-section{background:#fff}.prep-image{border-radius:20px;overflow:hidden}.prep-image>span{background:#d91f3d;border-radius:0 10px 0 0}.prep-copy h2 em{color:#d91f3d}.prep-checks{border-top-color:#f1e1e4}.prep-checks label{border-bottom-color:#f1e1e4}.prep-checks input{border-color:#e1c6cd;border-radius:6px}.prep-checks input:checked{background:#d91f3d;border-color:#d91f3d}
.about-section{background:#fff}.about-graphic{background:radial-gradient(circle,#fff1f3 0,#fff 68%)}.orbit{border-color:#f0d7dc}.orbit-two{border-color:#edc3cc}.about-center{background:#fff;box-shadow:0 15px 48px rgba(165,15,42,.1)}.orbit-label{color:#a32a40}.not-a-bank{background:#fff1f3;border-radius:10px}.not-a-bank svg{stroke:#d91f3d}
.quote-band{background:#fff0f2}.quote-mark{color:#d91f3d}.quote-inner em{color:#d91f3d}.quote-side{color:#92616c}.faq-list{border-top-color:#f0dfe3}.faq-list details{border-bottom-color:#f0dfe3}.faq-list summary span{color:#d91f3d}
.contact-section{background:#fff;color:#20191b;border-top:1px solid #f0e1e4}.contact-copy h2{color:#20191b}.contact-copy h2 em{color:#d91f3d}.contact-copy>p{color:#686064}.contact-copy .light-eyebrow{color:#d91f3d}.contact-email{color:#cf1936;border-color:#e9c4cb}.contact-form>label{color:#4b4043}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{border-color:#ead9dd;background:#fff;color:#241b1e;border-radius:9px}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:#d91f3d;box-shadow:0 0 0 3px #d91f3d12}.contact-form input::placeholder,.contact-form textarea::placeholder{color:#9b8f92}.contact-form select{color:#55494d}.contact-form select option{color:#20191b}.contact-form .consent{color:#65595d}.consent input{accent-color:#d91f3d}.consent a{color:#c71834}.contact-form .button-cream{background:#d91f3d;color:#fff}.contact-form .button-cream:hover{background:#b91430}.form-note{color:#82777a}
.footer{background:#fff7f8;border-top:1px solid #f2e3e6}.footer-bottom{border-top:0}.legal-links a:hover,.back-top:hover{color:#d91f3d}.company{color:#6e6366}.legal-disclaimer{color:#857a7d}
@media(max-width:900px){.steps-grid{gap:10px}.step-card,.step-card+.step-card{padding:25px!important}}
@media(max-width:680px){.hero{padding-top:43px}.hero-visual>img{border-radius:17px}.hero-stamp{border-radius:10px}.nav{border-radius:0 0 16px 16px}.nav-cta{border-radius:999px}.step-card,.step-card+.step-card{min-height:0;border-radius:13px;margin-bottom:9px}.steps-grid{gap:0}.planner-card{border-radius:15px}.options-image,.prep-image{border-radius:16px}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{border-radius:8px}}

/* Informe de deuda: organizador local, no consulta de identidad ni de centrales */
.debt-section{background:#fff}.debt-section .section-heading{margin-bottom:30px}.debt-section .section-heading h2 em{color:#d91f3d}.verification-alert{display:flex;gap:16px;align-items:flex-start;padding:22px 25px;background:#fff0f2;border:1px solid #f4d8de;border-radius:15px;margin-bottom:24px}.alert-icon{flex:0 0 38px;width:38px;height:38px;border-radius:11px;background:#d91f3d;display:grid;place-items:center}.alert-icon svg{width:21px;fill:none;stroke:white;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.verification-alert strong{display:block;color:#9d142c;font:700 15px var(--display);margin:2px 0 5px}.verification-alert p{margin:0;color:#635459;font-size:12px;line-height:1.7;max-width:880px}.official-links{display:flex;gap:17px;margin-top:10px;flex-wrap:wrap}.official-links a{font-size:10px;font-weight:700;color:#b71833;text-decoration:none;border-bottom:1px solid #d91f3d50;padding-bottom:3px}.debt-tool{border:1px solid #f0e1e4;border-radius:18px;background:white;padding:26px 28px;box-shadow:0 15px 45px rgba(110,15,37,.045)}.debt-tool-head{display:flex;justify-content:space-between;align-items:center;gap:15px;padding-bottom:20px;border-bottom:1px solid #f0e5e7}.debt-tool-head .eyebrow{font-size:9px;color:#d91f3d}.debt-tool-head p{margin:7px 0 0;color:#786d70;font-size:12px}.local-badge{display:flex;align-items:center;gap:7px;color:#4f6b57;background:#eef7ef;padding:9px 12px;border-radius:99px;font-size:10px;white-space:nowrap}.local-badge svg{width:16px;fill:none;stroke:#418054;stroke-width:1.6}.debt-row{position:relative;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 34px;gap:12px;align-items:end;padding:20px 0;border-bottom:1px solid #f1e7e9}.debt-row label{display:block;color:#514649;font-size:10px;font-weight:600}.debt-row input{width:100%;height:42px;margin-top:7px;padding:0 10px;border:1px solid #eadde0;border-radius:8px;background:#fff;color:#261c1f;font:12px var(--sans);outline:none;min-width:0}.debt-row input:focus{border-color:#d91f3d;box-shadow:0 0 0 3px #d91f3d12}.debt-row input::placeholder{color:#aa9da0;font-size:10px}.remove-debt{width:32px;height:32px;border:0;border-radius:50%;background:#fff1f3;color:#b51934;font-size:22px;line-height:1;cursor:pointer}.remove-debt:disabled{opacity:.3;cursor:not-allowed}.add-debt{display:flex;align-items:center;gap:8px;margin-top:16px;border:0;background:none;color:#bf1936;font:600 12px var(--sans);cursor:pointer}.add-debt span{font-size:17px}.debt-totals{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:22px 0 8px}.debt-totals>div:not(.debt-summary-note){padding:14px;background:#fff6f7;border-radius:10px}.debt-totals>div>span{display:block;color:#7e7074;font-size:10px}.debt-totals strong{display:block;margin-top:8px;color:#bd1733;font:700 20px var(--display);font-variant-numeric:tabular-nums}.debt-summary-note{grid-column:1/-1;color:#71666a;font-size:11px;line-height:1.6}.debt-footnote{margin:12px 0 0;color:#8a7f82;font-size:10px;line-height:1.7}.request-template{margin-top:21px;padding:18px 0 0;border-top:1px solid #f0e5e7;display:flex;align-items:center;justify-content:space-between;gap:16px}.request-template b{font:600 13px var(--display)}.request-template p{margin:5px 0 0;color:#7b7073;font-size:10px}.request-template button{border:0;border-radius:999px;background:#d91f3d;color:#fff;padding:12px 17px;font:600 11px var(--sans);cursor:pointer;white-space:nowrap}.request-template button:hover{background:#b91430}.request-template button span{margin-left:8px}.copy-status{min-height:16px;margin:9px 0 0;color:#8f1830;font-size:10px;line-height:1.6;overflow-wrap:anywhere}
@media(max-width:900px){.debt-row{grid-template-columns:1.3fr 1fr 1fr 1fr 32px;gap:8px}.debt-row label{font-size:9px}.debt-tool{padding:22px 20px}}
@media(max-width:680px){.debt-section .section-heading{margin-bottom:25px}.verification-alert{padding:16px 15px;gap:12px;border-radius:12px}.alert-icon{flex-basis:32px;width:32px;height:32px}.verification-alert strong{font-size:13px}.verification-alert p{font-size:11px}.official-links{gap:12px}.debt-tool{padding:18px 15px;border-radius:14px}.debt-tool-head{align-items:flex-start;flex-direction:column;padding-bottom:15px}.local-badge{font-size:9px}.debt-row{grid-template-columns:1fr 1fr 34px;gap:11px 9px;padding:15px 0}.debt-row label:first-child{grid-column:1/3}.debt-row label:nth-child(2){grid-column:1}.debt-row label:nth-child(3){grid-column:2}.debt-row label:nth-child(4){grid-column:1/3}.remove-debt{grid-column:3;grid-row:1;justify-self:end}.debt-row input{height:40px}.debt-totals{grid-template-columns:1fr 1fr;gap:9px}.debt-totals>div:nth-child(3){grid-column:1/-1}.debt-totals strong{font-size:17px}.request-template{align-items:flex-start;flex-direction:column}.request-template button{padding:12px 16px}}
@media(max-width:380px){.debt-totals{grid-template-columns:1fr}.debt-totals>div:nth-child(3){grid-column:auto}.local-badge{white-space:normal}}

/* Practical guides and rights information */
.plan-section{padding:104px 0;background:#fff8f8}.plan-layout{display:grid;grid-template-columns:.83fr 1fr;gap:8%;align-items:center}.plan-image{height:620px;position:relative;border-radius:20px;overflow:hidden}.plan-image img{width:100%;height:100%;object-fit:cover;object-position:48% center}.plan-image-tag{position:absolute;left:0;bottom:0;padding:14px 17px;background:#d91f3d;color:white;border-radius:0 12px 0 0;font-size:9px;letter-spacing:1.4px}.plan-content h2,.rights-copy h2{font:600 clamp(36px,4vw,48px)/1.12 var(--display);letter-spacing:-2.4px;margin:16px 0}.plan-content h2 em,.rights-copy h2 em{font:400 1em var(--serif);color:#d91f3d}.plan-content>p,.rights-copy>p{color:#665b5e;font-size:13px;line-height:1.8}.plan-steps{list-style:none;margin:25px 0;padding:0;border-top:1px solid #f0dfe3}.plan-steps li{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid #f0dfe3}.plan-steps li>span{width:30px;height:30px;flex:0 0 30px;border-radius:50%;display:grid;place-items:center;background:#d91f3d;color:#fff;font:700 10px var(--display)}.plan-steps b,.plan-steps p{display:block;margin:0}.plan-steps b{font-size:12px;color:#302629}.plan-steps p{margin-top:4px;color:#776b6e;font-size:10px;line-height:1.7}.plan-caution{padding:13px 15px;border-left:3px solid #d91f3d;background:#fff;color:#675b5f;font-size:10px;line-height:1.7}.plan-caution b{color:#b31833}.rights-section{padding:105px 0;background:#fff}.rights-layout{display:grid;grid-template-columns:1fr .83fr;gap:9%;align-items:center}.rights-copy .eyebrow{color:#d91f3d}.rights-steps{margin:24px 0;border-top:1px solid #f0e2e5}.rights-steps>div{display:flex;gap:13px;padding:13px 0;border-bottom:1px solid #f0e2e5;align-items:flex-start}.rights-steps>div>span{width:25px;height:25px;flex:0 0 25px;display:grid;place-items:center;border-radius:7px;background:#fff0f2;color:#bf1936;font:700 11px var(--display)}.rights-steps p{margin:0}.rights-steps b,.rights-steps small{display:block}.rights-steps b{color:#33282b;font-size:11px}.rights-steps small{color:#786c70;font-size:10px;line-height:1.7;margin-top:3px}.rights-copy>p.rights-law{padding:13px 14px;background:#fff4f5;border-radius:9px;color:#68595d;font-size:10px;line-height:1.8}.rights-links{display:flex;gap:15px;flex-wrap:wrap}.rights-links a{font-size:10px;font-weight:700;color:#bc1733;text-decoration:none;border-bottom:1px solid #d91f3d55;padding-bottom:3px}.rights-image{height:545px;position:relative;border-radius:20px;overflow:hidden}.rights-image img{width:100%;height:100%;object-fit:cover}.rights-image>div{position:absolute;left:0;right:0;bottom:0;padding:65px 22px 21px;display:flex;flex-direction:column;gap:8px;background:linear-gradient(transparent,#3d101be8);color:#fff}.rights-image span{font-size:8px;letter-spacing:1.5px;color:#ffdfe4}.rights-image b{font:20px/1.4 var(--serif);font-weight:400}
@media(max-width:900px){.plan-layout,.rights-layout{gap:5%}.plan-image{height:570px}.rights-image{height:500px}}
@media(max-width:680px){.plan-section,.rights-section{padding:68px 0}.plan-layout,.rights-layout{grid-template-columns:1fr;gap:30px}.plan-image{height:min(115vw,450px);order:2}.plan-content{order:1}.plan-content h2,.rights-copy h2{font-size:38px}.plan-content>p,.rights-copy>p{font-size:12px}.plan-steps{margin:20px 0}.plan-steps li{padding:13px 0}.plan-image-tag{font-size:8px}.rights-image{height:min(105vw,420px)}.rights-steps{margin:20px 0}}